A website that teaches you how to solve financial problems

Loan

What are the pros and cons of accepting a subsidized loan?

There are a few things to consider before deciding whether or not to accept a subsidized loan. The first thing to consider is the interest rate. Most subsidized loans have an interest rate of around 3%. This is much lower than the average interest rates o...

Loan

What is womply?

Womply is a company that helps people process their personal loans. They provide online tools and support to help borrowers get through the loan process quickly and easily.Womply offers a variety of loan options, including traditional personal loans, stud...

Loan

What is an unsubsidized loan?

An unsubsidized loan is a loan that does not have any government assistance. This means that the interest on the loan is free.The main benefit of an unsubsidized loan is that it allows you to borrow more money than you would be able to if the interest wer...

Loan

Is United Loans a legitimate company?

There is no one-size-fits-all answer to this question, as the legitimacy of a company can vary depending on the individual. However, some factors that may help determine the legitimacy of United Loans include whether the company has a valid business licen...

Loan

Is the Paycheck Protection Program loan deadline extended?

The Paycheck Protection Program loan deadline is extended until March 3, 2019. If you are looking to take out a personal loan, be sure to speak with your bank or credit union about the PPP program. Many offer special terms and conditions that can make bor...

Loan

What are the benefits of a subsidized loan?

A subsidized loan is a type of loan that is government-backed. This means that the interest on the loan is not charged, which can be a big savings for students and families who are struggling to pay their bills. There are many benefits to taking out a sub...

Retirement

What are the consequences of borrowing from a retirement account?

When you borrow money from a retirement account, there are a few consequences that can occur. The most common consequence is that the account will be reduced in value. This reduction in value can happen gradually over time or it can happen all at once if ...

Retirement

What are the requirements for retired people to move to Canada?

Requirements for retired people to move to Canada vary depending on the province or territory in which they are moving, but generally there are few requirements. For example, in British Columbia, retired persons must have a minimum income of C$60,000 per ...

Retirement

Can retired military members live on base?

Yes, retired military members can live on base if they have the proper documentation and are allowed by their commander. Generally, retired military members will need to provide proof of their retirement, such as a letter from the Department of Defense or...

Retirement

Can a retired general be court-martialed?

A retired general cannot be court-martialed. This is because they have left the military and are no longer subject to military law. They can, however, be charged with a crime by civilian authorities.What is the process for a retired general to be court-ma...

Retirement

What is the earliest age my wife can start drawing Social Security?

There is no definitive answer to this question as it depends on a variety of factors, including your wife's age when you retire. However, the earliest age at which your wife can start drawing Social Security benefits is generally considered to be age 62.I...

Retirement

Can creditors garnish my retirement income?

A creditor can garnish your retirement income if you have an outstanding debt that is owed to them. This includes any type of debt, including credit cards, student loans, and even payday loans. Your retirement income may be garnished in order to repay the...

Insurance

What are the best health insurance options for someone who can't afford traditional coverage?

There are a few different types of health insurance that people who can't afford traditional coverage may be interested in. These include:1. Affordable health insurance plans - These plans typically have lower premiums and higher out-of-pocket costs than ...

Insurance

Can you write off car insurance as a business expense?

There are a few things to keep in mind when trying to write off car insurance as a business expense. First, you'll need to determine whether the policy is classified as an auto insurance policy or a liability insurance policy. Auto insurance policies cove...

Insurance

What is an HSA?

An HSA is a type of health savings account. With an HSA, you can save money on your healthcare costs by contributing pre-tax dollars to the account. When you need medical care, you can use the funds in your HSA to cover the cost of your care. How much you...

Insurance

What is the process of insuring a car owned by someone else?

When you insure a car that is owned by someone else, there are a few things you need to know. The first thing is to find out the owner’s name and contact information. You will also need to find out the car’s make, model, year, and license plate number. On...

Insurance

Can you have two car insurance policies with different companies?

Yes, you can have two car insurance policies with different companies. However, be sure to read the fine print of your policies and make sure that all of your coverage is covered. Also, be sure to keep track of any changes in your policy dates or provider...

Insurance

What are the benefits of having multiple health insurance policies?

Can you have multiple health insurance policies if you are covered by a job-based plan?Can you have multiple health insurance policies if you are covered by Medicare or Medicaid?Can you have multiple health insurance policies if you are covered by a priva...

Credit

How can I remove something from my credit report?

There are a few ways to remove something from your credit report. You can contact the credit reporting agencies directly and ask them to remove the information. You can also file a dispute with the credit bureau if you believe that the information is inac...

Credit

How can I get my credit score for free?

There are a few ways to get your credit score for free. You can check your credit report with each of the three major credit bureaus: Experian, TransUnion and Equifax. You can also use Credit Karma, which is a free online resource that provides you with y...

Credit

How do you get money off a credit card without a PIN?

There are a few different ways to get money off your credit card without a PIN. The first way is to ask the bank if you can remove the pin from your account. If the bank says no, then you can try one of the other methods below.The second way is to ask you...

Credit

How do I get money off my credit card?

There are a few ways to get money off your credit card. You can negotiate a lower interest rate, pay off your balance in full each month, or use a credit counseling service. Negotiate a lower interest rate: One way to get money off your credit card is to...

Credit

How do home equity lines of credit work?

A home equity line of credit (HELOC) is a loan that you can use to borrow money against the value of your home. You can use the HELOC to pay for things like your mortgage, taxes, and repairs. To get a HELOC, you need to have a good credit score and enough...

Credit

What are high school credits?

High school credits are the number of hours you have completed in high school. This can include classes, labs, and homework. You need at least 16 credits to graduate from high school. To get your high school credits, you need to do the following: Complet...

Invest

When is the best time to invest in stocks?

When should you invest in stocks? This is a question that has puzzled many people for years. The answer to this question depends on a variety of factors, including your personal financial situation and your investment goals. There is no one definitive ans...

Invest

What are index funds?

Index funds are a type of mutual fund that track an index, such as the S&P 500. They offer investors a way to invest in a variety of stocks without having to worry about picking individual stocks. Index funds typically charge lower fees than traditional m...

Invest

What are the best coins to invest in?

There are a lot of factors to consider when choosing the best coin to invest in, but some key considerations include: There are many different types of cryptocurrencies out there - some called 'altcoins' (alternative coins), while others are based ...

Invest

What is the best crypto to invest in 2021?

There is no one answer to this question as the best crypto to invest in will vary depending on your individual investment goals and preferences. However, some of the most popular cryptos for investing in 2021 include Bitcoin (BTC), Ethereum (ETH), Litecoi...

Invest

What is a Vanguard index fund?

A Vanguard index fund is a type of mutual fund that tracks the performance of a particular stock or bond index. These funds are ideal for investors who want to invest in a diversified portfolio of stocks and bonds that mirror the overall market.Index fund...

Invest

What are the best investments for a Roth IRA?

There are a number of different types of investments that can be made in a Roth IRA, depending on your individual financial situation and preferences. Some popular options include stocks, bonds, mutual funds, and ETFs. Each has its own benefits and drawba...

Debt

How do I avoid paying debt collectors?

There are a few things you can do to try and avoid paying debt collectors. First, make sure you have all of the information they need to collect from you. If you can't find your paperwork, contact the creditor or debt collector and ask for it. Also, keep ...

Debt

What is the current outstanding student debt?

The average amount of student debt is $30,000.The total outstanding student debt is over $1 trillion.How much would it cost to forgive all student debt?There are a few ways to calculate this cost.One way is to assume that the government would need to inve...

Debt

How much student loan debt does the average American have?

The average American has $37,172 in student loan debt. This is up from $34,000 in 2007. Student loan debt is now the second largest form of consumer debt after mortgages.Student loans are not just for college students anymore. The average American has a t...

Debt

How much debt do medical students have?

According to the National Student Loan Data System, in 2016, the average student loan debt for all college students was $37,172. This number has been steadily increasing since 2007 when the average student loan debt was $30,000. The amount of debt that me...

Debt

What is the national debt?

The national debt is the total amount of money that the United States government owes to its creditors. The U.S. government borrows money from lenders in order to finance its operations, and the national debt increases over time as a result.The national d...

Debt

How much of the US debt does China hold?

China holds about $1.3 trillion of the US debt, or 37% of all outstanding debt. This makes China the largest holder of US government bonds and one of the world’s biggest holders of any type of securities. The sheer size of China’s holdings has made it a f...